228 loan Options
네이버 여행 서비스를 이용해 주신 여러분께 감사드리며, 더 좋은 서비스로 보답할 수 있도록 노력하겠습니다.Pursuant to § 228.28 and appendix C to this section, the Board assigns conclusions for just a lender's Retail Solutions and Merchandise Take a look at performance in Each individual facility-centered assessment location, State and multistate MSA, as relevant, and for that institution.
The Board prices the efficiency of the intermediate bank evaluated beneath this part as supplied in appendix D to this portion.
(1) A shopper loan is located during the census tract wherever the borrower resides at time which the borrower submits the loan application;
(i) Why the bank's small business product is outside the scope of, or inconsistent with, a number of elements of the overall performance checks that might apply while in the absence of the permitted prepare;
A bank matter to this element might request the Board verify that a loan, investment decision, or company is eligible for Local community growth thought by distributing a ask for to, and in a structure prescribed by, the Board.
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Revitalization or stabilization comprises routines that aid revitalization or stabilization of focused census tracts, together with adaptive reuse of vacant or blighted structures, brownfield redevelopment, aid of a prepare for a company improvement district or key Avenue system, or almost every other activity that supports revitalization or stabilization, and that:
A bank have to deliver in the public spot of its primary office and each of its branches the suitable general public discover established forth in appendix File to this part. Merely a department of the bank obtaining multiple facility-based assessment spot must incorporate the bracketed product within the observe for department offices.
) The choice of retail banking products and services and retail banking goods presented as a result of digital shipping units and also other delivery techniques; and
) The volume of checking and price savings accounts opened digitally and through other shipping techniques that are Energetic at the end of Just about every calendar year by census tract profits level for each calendar calendar year.
The Board considers the weighted common from the overall performance scores corresponding to the lender's conclusions for that Neighborhood Improvement Funding Check for its facility-centered evaluation parts in the nationwide more info space, calculated pursuant to portion IV of appendix B to this element.
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(x) An indicator for whether the loan was to a business or farm for which gross annual revenues aren't identified through the bank.